3D Secure 2.0 ???????????????

  1. Home
  2. News-News-3D Secure 2.0 ???????????????

3D Secure 2.0 ?????????????????????????????

??? ???2020 ???? 20 ????????????????????? 4.2 ?????

3D Secure 2 ????????????????????????????????????????????????????????????? 3DS ????????????????????????????????3DS ???????Visa ? 1999 ???????????????????????????????????

???????????????????????????????????????????????? 3DS ????????????????????????? (ACS)??

 

3D Secure 2 ?????

3D Secure 2 ??? 100 ????????????????????????????????????????????????????? 3D Secure ???????????????????????????????????????????????????????????? ID?MAC ???????????????

???? 3D Secure ?????????????????????????????????????????????????????/???????????????????????????????????????????????????????????????????????????????????????????????????

????

????? 3D Secure?
??????????? 3D Secure ?????????????????????????? Visa Secure?Mastercard Identity Check????? SecureCode??American Express SafeKey?JCB ???? J/Secure ? Diners Club International/Discover ? ProtectBuy?

??????? 3D Secure 2 ?????
??????????????? 3D Secure 2 ?????????????????emerchantpay ????????????????????????????? 3D Secure 2? ?????? 3D Secure 2 ???????????????????????????????????????? 3D Secure 2 ???

3D Secure 2 ? 3D Secure 1 ?????
3D Secure 2 ? 3D Secure 1 ?????? 3DS2 ?????????????????????????????????? ? Visa ? 1999 ????????????????????????????????????????????????????????????????????????????????????????? 3D Secure ??? ??????????????????????????????????????? 3DS1 ???????????????????????????????????????????????????????????????????????????? 3D Secure 2 ??????????????? 3D Secure 1 ???????????????????????????????????????????????????Visa ? 3DS2 ????????????????????????????????????????????????????????Visa???????????????????3DS1?3DS2??????????????????????????????????????????????3DS2??????3DS1?

??? EMV 3D ???
EMV 3D Secure ? 3D Secure 2 ?????? ???????????????????????????????????????????EMVCo?????????Discover?JCB????????? Visa ??????? 2016 ???? EMV 3D Secure?Visa ??? 3DS1 ?????????

???? Visa ? Mastercard SecureCode ??
? Visa ??????? 3DS1 ?????????“? Visa ??”?Visa ??????? Visa ????????????????????????? 3DS ??????? 3DS1 ????Visa ?????? Verified by Visa ??????????????? 2018 ???Visa ????????????????????????????????????????????? (OTP)????????????Visa ? 3DS2 ???????????? ?????????“????????”?????????????????????????“????????”? 3DS 1 ???Mastercard ? 3DS2 ??????“Mastercard ID Check”? ????????? 3DS2???????????????????????????????????????????????????????????????? ??3DS2?????????????????3DS2????????????????????????????????????????????

3D Secure ?????????? 3D Secure ????????????????????????????? 3D ?????????????? ????????? 3D Secure ??????????????? 3D ????????????????????????????????????? OTP ?????? 3D ????????????????????????????????????????? ????????? 3D Secure ????????????????????????? 3D Secure?????????? 3D Secure ??????????????? 3D Secure ???????? 3D Secure ????? ?????????3D Secure ?????????????? 3D Secure ??????????????????????????

3D Secure 2 ???
3D Secure 2 ??????????????????????????????????????????????????????????????

8.1 ?????????????? 3D Secure 2 ??????????????????????????????/???????????????????????????????????????????? OTP??????????

8.2 ???????????????? 3DS2 ????????????????? (RBA)?????????????? 100 ????????????????? ID????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? Visa ?????????? 5% ????????????????????????

8.3 ?????? 3D Secure 2 ????????????????????????????????????????????????????????????????????????????? 3DS ??? OTP?????????????

8.4 3D Secure ??????? 3D Secure ???????????????????????????????????????????????????????????? 3D ????????

3D Secure 2 ?????????????????????????????????????????????Mastercard ? 2018 ? 10 ??????????? Visa ????????????????? ?????????? 2019 ? 4 ?? 2020 ? 4 ?? 9. 3D Secure 2 ?????????? 2019 ? 4 ????????????? 3D Secure 2?PSD2 ?????? 3D Secure 2 ????????????????????????Visa ???? 2022 ? 10 ?????? 3D Secure 1?

?? PSD2 ?????3D Secure 2 ??????????????????????????????PSD2?PSD2 ??? SCA????????????????????????????????????????????????????

????????????????????PIN?????????? ????????????????????????????????? ????????????????????????????? ?????????????????????????????????????????????????????????????????????? PSP ??????????? 3D Secure 2 ?????? SCA ??????????????

10. ??????????????? ?????????????????????? (EEA)?????????????????????? (SCA)??? SCA ???????????? 2021 ? 1 ? 1 ???????????????????????????????????????????????????????????? PSD2 ? SCA ???????????????????? SCA ????????

11. ???????????????? 3D Secure 2 ?????????????????????????????????????????????????? 3D Secure 2 ?????????????????????????????

?????????????????????????????????????????????????????? ????????3D Secure 2 ??????????????????????????????????????????????????????????????????????????Visa ???????????????????????????????? 70%?

12. emerchantpay emerchantpay ????? API?? 3D Secure 2 ????????? 3D Secure ??????????????????????????????? 3DS2 ?????????? 3DS1???????? PSP ????? 3DS2 ????????? SCA ??????????????? SCA ??? 3DS2 ?????????????????????????????????

Time：2022-11-07 Click：1536

Comment

Content：

Captcha：
Captcha

News Category

Structuring Advisory and Incorporation

We are a certified corporate secretary in Singapore. Our in-house corporate secretary and consulting team help clients build the most appropriate corporate structure efficiently to fit into the existing regulatory framework and industry practice to improve their long-term sustainability as well reduce potential risk to its business development.